html, body,  p, h1, h2, h3, h4, h5, h6, form, fieldset {
margin-top: 0;
margin-bottom: 0;
padding: 0;
border: 0;
}




body {
	font-family: Times New Roman, Arial, Helvetica, sans-serif;
	font-size: 12pt;
	text-align: left;

	margin-bottom: 0px;
	font-family: Times New Roman, Arial, Helvetica, sans-serif;
	font-size: 12pt;
	color: #333333;
	background-image: url(images/background.jpg);
	background-repeat: repeat-x;
		background-color:#aac9dd;
		line-height:1.5em;
}


a:link {
 text-decoration: none;
 color: #4D93C4;
}


a:visited {
 text-decoration: none;
 color: #84a9c3;
}


a:hover {
 text-decoration: none;
 color: #333333;
}


a:active { 
 text-decoration: none;
 color: #333333;
}


p{
font-size: 12pt;
}


h1{
 font-style: normal;
 font-size: 18pt;
 color: #406389;
 padding: 0;
 font-family: georgia, serif;
 font-weight: bold; 
}


h2{
 font-style: normal;
 font-size: 16pt;
 color: #406389;
 padding-top:3px;
 font-family: georgia, serif;
 font-weight: bold; 
}


h3{
font-size: 16pt;
color: #406389;
padding: 0;
font-weight: bold;
text-decoration:none;
}


.smallfont {
font-size:12pt;
}

.smallfontdisclaimer {
font-size:12pt;
font-style:italic;
}

.smallfontwhite {
font-size:12pt;
color:#ffffff;
}

.list{
list-style-type:none;
list-style-image:none;
}


#nav2 {


}

 #nav2 ul
{
margin: 0;
padding: 0;
list-style-type: none;
}

 #nav2 a
{
display: block;
	background-image: url(images/linkbar.jpg);
color: #333333;

width: 184px;
padding: 0em ;
padding-top:7px;
padding-bottom:8px;
text-align:center;
text-decoration: none;
line-height: 24px;

}

#nav2 a:hover
{
	background-image: url(images/linkbarhover.jpg);
	background-repeat: repeat-x;
color: #ffffff;
width: 184px;
}

#nav2 li { margin: 0 0 em 0; }